Pay over time with Affirm
Enjoy easy financing starting at 0% APR on soft, sustainable Cariloha products without a hassle or hidden fees, so what you see at checkout is what you actually pay.
Buying with Affirm is Simple
Select Affirm at Checkout
Choose the Affirm option as the payment method at checkout.
Enter a few pieces of info for a real-time decision.
Pay Over Time
Pick the monthly payment plan you like best. You'll never pay more than you agree to up front.
Rates from 0-36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.
Frequently Asked Questions
What information does Affirm require?
Your Affirm account is created using your name, email, mobile phone number, birthday and last 4 digits of SSN. This combination helps Affirm verify and protect your entity.
How do I pay my bills?
You can pay your Affirm bills online at www.affirm.com/pay. They accept payment by debit card, bank transfer and check.
Does Affirm perform a credit check?
Yes, when you first create an Affirm account, Affirm perform a 'soft' credit check to help verify your identity and determine your eligibility for financing. This 'soft' credit check will not affect your credit score.
Why was I prompted to pay a down payment with a debit card?
Affirms tries hard to approve every purchase but sometimes can't approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.
Why was I prompted for a checking account?
Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps Affirm verify your identity and your ability to repay the requested loan. If they prompt you for this information but you are unable to provide it, Affirm will be unable to approve your credit application.